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secured credit cards

Annual Fee: $39 per year, billed on first statement
APR:19.9%
Processing Fee:$19 (one time)
Savings Account Requirements: $200 minimum to $4,300 maximum
Credit Line: 120% of savings account, ($240 minimum for a savings deposit of $200 and $5,000 maximum for saving deposit of $4300)
Note: Customer can add to savings account at any time increasing their credit line ($50 minimum)
Express Fee (optional): $15 Customer can have card mailed within 5 days

Enhancements

Car Rental Program available with a Sterling Visa and/or Mastercard:

  • National Car Rental discount card
  • Alamo Car Rental discount card

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A Secured Credit Card - Visa and MasterCard by Credit Solutions USA Collections