How Sterling Bank Secured Visa or Mastercard Works

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You put $ in your checking account.	You put $ in a Sterling Secured Savings account and we issue you a credit card.
You use your card for purchases or to withdraw money at an ATM.	You use your MasterCard or Visa card to make purchases or obtain a cash advance . We extend you the credit for the amount you charged... up to your credit limit.
Your bank takes that money out of your checking account.	We send you a monthly Credit Card statement.You must make a credit card payment by either check or money order.
Your checking account balance is reduced by the amount you purchased.	Your savings account balance does not change.