free application, secured credit cards

Please click the banner at the bottom of this page to access the online printable application form/agreement.

However, before you print the application, please print this page so that you have the steps highlighted below that tells you how to submit the application directly to the bank

To Get your own Sterling Visa or MasterCard or both:

  1. Completely Fill & Sign Agreement/Application Form.


  2. Write Check, Money Order, Cashiers Check or Send Western Union.


  3. Mail payment, Agreement, and Proof of Your Address with your name & address on it to:

    Sterling Bank & Trust, FSB
    PO Box 200
    Southfield, MI 48037


  4. If you mail, use either first class mail or US Postal Service Express Mail (overnight service) addressed to address above ... the PO Box address.


  5. If you opt for Express Service, you can also send money to Sterling Bank & Trust by Western Union and fax the application, Western Union receipt, and proof of your address to the bank. The bank's fax number is (248) 948-8735.


  6. To send money using Western Union, Please use Quick Collect and use the following vital information:
    • Payee:    Sterling Bank & Trust
    • Code City:    Sterling Deposit
    • State:    MI
    • Account with the Company:    Write Your Social Security Number


  7. To receive Express Service, you must send payment to the bank in the form of Money Order, Cashier's Check or Western Union. Paying by personal check defaults to regular processing that takes two to three weeks.


  8. Minimum Security Deposit for either Visa or MasterCard or both is $200 and the processing fee for either Visa or MasterCard or both is $19. Minimum Funds to send in for one credit card or both is only $219.


To access online printable application form Click Here or click the banner below. On the next page click the link for Sterling Secured Credit Card Silver Application and not Gold application.


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Credit Solutions USA, A Member of The Sterling Bank & Trust Affiliate Network

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A Secured Credit Card - Visa and MasterCard by Credit Solutions USA Collections